Introduction How does health insurance work in Switzerland? Why is it compulsory? Why does the cost increase every year? Do I need to take out supplementary insurance? These are all legitimate questions that we often struggle to answer. In this article I will try to give as many answers as possible to all these questions […]
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Introduction Credit cards originated in about the 1950s in the U.S. states as an incentive for consumer debt (it basically means buying more than you can actually afford): at that time the interest payable on credit card debt was very low and it was tax deductible. Credit cards were a tool created for spending in
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Introduction In this article I am going to talk to you about a concept that is familiar to many and still completely unfamiliar to many others: lifestyle inflation. What does it mean? Why is it essential to know about it? What can I do to combat it? I will try to answer all these questions
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Introduction In today’s article we will briefly look at how to choose the best third pillar, comparing the various options available. I will try to be as factual as possible, even citing outside sources as insights, and share my strategy at the moment. Let’s get started. What is it and why take out a third
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Introduction Having created a budget, a method of tracking one’s income and expenses, it is now time to create the right mindset around money: the money mindset. In this short article I will guide you through psychological aspects related to money trying to get you on the path to true wealth or at least what
Introduction In this short article I will explain how the Swiss pension system works in the most simplest terms. We will see what the famous three pillars are and why it is important to know about it. Let’s get started! 1. The Swiss model The Swiss model of old-age provision consists of three pillars, which
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Introduction Making a budget for one’s personal expenses and especially quantifying how much to spend at most in each spending category (food, entertainment, ec) is not always easy or painless. However, this is essential for most people, as is having a track of one’s expenses and income. Without this track and a budget, one has
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